{"id":43,"date":"2026-03-03T13:30:45","date_gmt":"2026-03-03T13:30:45","guid":{"rendered":"http:\/\/casa-uk-mortgages.local\/?page_id=43"},"modified":"2026-03-26T01:50:06","modified_gmt":"2026-03-26T01:50:06","slug":"buy-to-let-mortgages","status":"publish","type":"page","link":"https:\/\/casaukmortgages.co.uk\/ro\/services\/buy-to-let-mortgages\/","title":{"rendered":"Buy-to-Let"},"content":{"rendered":"<div class=\"wp-block-cover alignfull\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"358\" class=\"wp-block-cover__image-background wp-image-1005\" alt=\"Buy to let mortgage advice for landlords in the UK\" src=\"http:\/\/casa-uk-mortgages.local\/wp-content\/uploads\/2026\/03\/buy-to-let-mortgage-uk-1024x358.jpg\" data-object-fit=\"cover\" srcset=\"https:\/\/casaukmortgages.co.uk\/wp-content\/uploads\/2026\/03\/buy-to-let-mortgage-uk-1024x358.jpg 1024w, https:\/\/casaukmortgages.co.uk\/wp-content\/uploads\/2026\/03\/buy-to-let-mortgage-uk-300x105.jpg 300w, https:\/\/casaukmortgages.co.uk\/wp-content\/uploads\/2026\/03\/buy-to-let-mortgage-uk-768x269.jpg 768w, https:\/\/casaukmortgages.co.uk\/wp-content\/uploads\/2026\/03\/buy-to-let-mortgage-uk-1536x538.jpg 1536w, https:\/\/casaukmortgages.co.uk\/wp-content\/uploads\/2026\/03\/buy-to-let-mortgage-uk-2048x717.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-40 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<h1 class=\"wp-block-heading has-text-align-left has-ast-global-color-4-color has-text-color has-link-color wp-elements-91ac70cce0fca9743145761c44901f58\" style=\"font-size:35px\"><strong>Consultan\u021b\u0103 pentru Ipoteci Buy to Let \u00een UK<\/strong><\/h1>\n\n\n\n<h3 class=\"wp-block-heading has-ast-global-color-4-color has-text-color has-link-color wp-elements-b62f75bd838ccdeb8ef6e06b78b5eb38\">Consultan\u021b\u0103 ipotecar\u0103 pentru proprietari care doresc s\u0103 cumpere sau s\u0103 refinan\u021beze propriet\u0103\u021bi destinate \u00eenchirierii.<\/h3>\n\n\n\n<div style=\"height:45px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-custom-font-size wp-element-button\" href=\"tel:+447459614660\" style=\"font-size:18px\">Discut\u0103 cu un Mortgage Adviser<\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div style=\"height:60px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\" style=\"font-size:30px\">\u00cen\u021belegerea Ipotecilor Buy to Let<\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p style=\"font-size:16px\">O ipotec\u0103 buy to let este destinat\u0103 propriet\u0103\u021bilor pe care inten\u021biona\u021bi s\u0103 le \u00eenchiria\u021bi, nu s\u0103 locui\u021bi \u00een ele. Creditorii analizeaz\u0103 cererile \u00een func\u021bie de mai mul\u021bi factori, precum m\u0103rimea depozitului, venitul estimat din chirie, gradul de accesibilitate \u0219i tipul propriet\u0103\u021bii.<\/p>\n\n\n\n<p>La Casa UK Mortgages, v\u0103 oferim suport pe tot parcursul procesului de ob\u021binere a ipotecii. Analiz\u0103m situa\u021bia ta, explic\u0103m op\u021biunile disponibile \u0219i c\u0103ut\u0103m \u00een cadrul unui panel larg de creditori pentru a identifica o solu\u021bie potrivit\u0103.<\/p>\n\n\n\n<p>V\u0103 putem ajuta dac\u0103:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>cump\u0103ra\u021bi prima proprietate pentru \u00eenchiriere<\/li>\n\n\n\n<li>refinan\u021ba\u021bi o proprietate deja \u00eenchiriat\u0103<\/li>\n\n\n\n<li>c\u0103uta\u021bi o rat\u0103 mai avantajoas\u0103<\/li>\n\n\n\n<li>dori\u021bi s\u0103 v\u0103 extinde\u021bi portofoliul de propriet\u0103\u021bi pe nume personal<\/li>\n<\/ul>\n\n\n\n<p>Suntem aici pentru a v\u0103 ghida la fiecare pas.<\/p>\n\n\n\n<div style=\"height:45px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\" style=\"font-size:30px\">De ce s\u0103 alege\u021bi Casa UK Mortgages pentru consultan\u021b\u0103 Buy to Let<\/h2>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-13c65dd4 wp-block-columns-is-layout-flex\" style=\"padding-top:40px;padding-bottom:40px\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<ul class=\"wp-block-list\">\n<li>Acces la un panel larg de creditori din Marea Britanie<\/li>\n\n\n\n<li>Consultan\u021b\u0103 adaptat\u0103 obiectivelor \u0219i situa\u021biei dumneavoastr\u0103<\/li>\n\n\n\n<li>Suport at\u00e2t pentru proprietari afla\u021bi la \u00eenceput, c\u00e2t \u0219i pentru investitori cu experien\u021b\u0103<\/li>\n\n\n\n<li>Ghidare pas cu pas pe tot parcursul procesului ipotecar<\/li>\n\n\n\n<li>Serviciu prietenos \u0219i profesionist<\/li>\n\n\n\n<li>Support available in English and Romanian<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<figure class=\"wp-block-image size-full is-style-rounded\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"600\" src=\"http:\/\/casa-uk-mortgages.local\/wp-content\/uploads\/2026\/03\/but-to-let-mortgages.png\" alt=\"\" class=\"wp-image-1229\" srcset=\"https:\/\/casaukmortgages.co.uk\/wp-content\/uploads\/2026\/03\/but-to-let-mortgages.png 900w, https:\/\/casaukmortgages.co.uk\/wp-content\/uploads\/2026\/03\/but-to-let-mortgages-300x200.png 300w, https:\/\/casaukmortgages.co.uk\/wp-content\/uploads\/2026\/03\/but-to-let-mortgages-768x512.png 768w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:45px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\" style=\"font-size:30px\">Pe cine ajut\u0103m<\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\">Consultan\u021b\u0103 pentru ipoteci buy to let destinat\u0103 unei game variate de clien\u021bi.<\/h4>\n\n\n\n<div class=\"wp-block-group has-ast-global-color-5-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:45px;padding-bottom:45px\">\n<p style=\"font-size:19px\">V\u0103 putem ajuta cu:<\/p>\n\n\n\n<p style=\"font-size:16px\"><strong>Proprietari afla\u021bi la prima investi\u021bie<\/strong><br>Dac\u0103 dori\u021bi s\u0103 cump\u0103ra\u021bi prima proprietate pentru \u00eenchiriere, v\u0103 putem explica ce presupune procesul \u0219i care sunt criteriile de creditare aplicabile.<\/p>\n\n\n\n<p style=\"font-size:16px\"><strong>Proprietari cu experien\u021b\u0103<\/strong><br>Dac\u0103 de\u021bine\u021bi deja una sau mai multe propriet\u0103\u021bi \u00eenchiriate, v\u0103 putem ajuta s\u0103 analiza\u021bi op\u021biunile ipotecare atunci c\u00e2nd cump\u0103ra\u021bi o nou\u0103 proprietate sau c\u00e2nd revizui\u021bi ipoteca existent\u0103.<\/p>\n\n\n\n<p style=\"font-size:16px\">Dac\u0103 revizui\u021bi ipoteca actual\u0103, pute\u021bi lua \u00een considerare \u0219i op\u021biunile de <a href=\"http:\/\/casa-uk-mortgages.local\/services\/remortgages\/\" data-type=\"page\" data-id=\"37\">Remortgage<\/a> pentru a vedea dac\u0103 schimbarea creditorului sau renegocierea ratei actuale ar putea fi avantajoas\u0103.<\/p>\n\n\n\n<p style=\"font-size:16px\"><strong>Clien\u021bi care cump\u0103r\u0103 pe nume personal<\/strong><br>Aceast\u0103 pagin\u0103 se refer\u0103 la ipoteci buy to let standard pe nume personal, nu la ipoteci prin companie (limited company).<\/p>\n\n\n\n<p style=\"font-size:16px\"><strong>Clien\u021bi rom\u00e2ni care locuiesc \u00een UK<\/strong><br>Dac\u0103 v\u0103 sim\u021bi\u021bi mai confortabil s\u0103 discuta\u021bi op\u021biunile ipotecare \u00een limba rom\u00e2n\u0103, v\u0103 putem oferi suport pe tot parcursul procesului.<\/p>\n<\/div>\n\n\n\n<div style=\"height:60px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\" style=\"font-size:30px\">Cum sunt evaluate ipotecile Buy to Let<\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p style=\"font-size:16px\">Ipotecile buy to let sunt evaluate diferit fa\u021b\u0103 de ipotecile reziden\u021biale. Creditorii analizeaz\u0103, de obicei:<\/p>\n\n\n\n<ul class=\"wp-block-list has-ast-global-color-4-background-color has-background\">\n<li>m\u0103rimea depozitului<\/li>\n\n\n\n<li>venitul estimat din chirie al propriet\u0103\u021bii<\/li>\n\n\n\n<li>veniturile tale \u0219i angajamentele financiare existente<\/li>\n\n\n\n<li>istoricul de credit<\/li>\n\n\n\n<li>tipul propriet\u0103\u021bii pe care dori\u021bi s\u0103 o cump\u0103ra\u021bi<\/li>\n\n\n\n<li>experien\u021ba ca proprietar (landlord), \u00een unele cazuri<\/li>\n<\/ul>\n\n\n\n<p>Majoritatea ipotecilor buy to let necesit\u0103 un depozit mai mare dec\u00e2t ipotecile reziden\u021biale, iar fiecare creditor poate avea criterii diferite. De aceea, consultanta ipotecar\u0103 profesionist\u0103 poate face o diferen\u021b\u0103 real\u0103 atunci c\u00e2nd c\u0103uta\u021bi cea mai potrivit\u0103 solu\u021bie.<\/p>\n\n\n\n<div style=\"height:60px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\" style=\"border-top-left-radius:8px;border-top-right-radius:8px;border-bottom-left-radius:8px;border-bottom-right-radius:8px;font-size:30px\">V\u0103 putem ajuta cu:<\/h2>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns has-ast-global-color-4-color has-ast-global-color-1-background-color has-text-color has-background has-link-color wp-elements-8b965729c0297d99ecbc0caa09960a09 is-layout-flex wp-container-core-columns-is-layout-64183d39 wp-block-columns-is-layout-flex\" style=\"border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-left-radius:10px;border-bottom-right-radius:10px;padding-top:40px;padding-right:30px;padding-bottom:40px;padding-left:30px\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-text-align-center\" style=\"font-size:19px\"><strong>\u2713  Ipoteci buy to let pentru proprietari afla\u021bi la prima investi\u021bie<br>\u2713 Cump\u0103rarea unei propriet\u0103\u021bi pentru \u00eenchiriere<\/strong><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-text-align-left\" style=\"font-size:19px\"><strong>\u2713 Revizuirea ratei ipotecii actuale<br>\u2713 Extinderea portofoliului de propriet\u0103\u021bi pe nume personal<\/strong><\/p>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:60px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\" style=\"font-size:30px\">Cum func\u021bioneaz\u0103 procesul unei ipoteci Buy to Let<\/h2>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns has-ast-global-color-5-background-color has-background is-layout-flex wp-container-core-columns-is-layout-dbc3acd2 wp-block-columns-is-layout-flex\" style=\"border-style:none;border-width:0px;padding-top:45px;padding-right:45px;padding-bottom:45px;padding-left:45px\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading has-text-align-center\">\u2460<\/h3>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:19px\"><strong>Discu\u021bia ini\u021bial\u0103<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:16px\">Discut\u0103m planurile tale, proprietatea dorit\u0103 \u0219i situa\u021bia financiar\u0103.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading has-text-align-center\">\u2461<\/h3>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:19px\"><strong>Analizarea op\u021biunilor de ipotec\u0103<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:16px\">Analiz\u0103m creditorii \u0219i produsele ipotecare care ar putea fi potrivite pentru situa\u021bia ta.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading has-text-align-center\">\u2462<\/h3>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:19px\"><strong>Recomandare ipotecar\u0103<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:16px\">V\u0103 explic\u0103m produsul ipotecar recomandat, costurile implicate \u0219i principalele caracteristici.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading has-text-align-center\">\u2463<\/h3>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:19px\"><strong>Suport pentru aplicarea la ipotec\u0103<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:16px\">Depunem aplica\u021bia c\u0103tre creditor \u0219i v\u0103 oferim suport pe tot parcursul procesului.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:60px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-text-align-center\"><strong>*** Analiza\u021bi cu aten\u021bie \u00eenainte de a contracta alte datorii garantate cu locuin\u021ba.<br>Locuin\u021ba Dvs. poate fi executat\u0103 silit dac\u0103 nu sunt men\u021binute la zi pl\u0103\u021bile aferente unui credit ipotecar sau altor datorii garantate cu aceasta.<br>FCA nu reglementeaz\u0103 anumite tipuri de credite Buy-to-Let.<\/strong> ***<\/p>\n\n\n\n<div style=\"height:60px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\" style=\"font-size:30px\">\u00centreb\u0103ri frecvente despre ipotecile Buy to Let<\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>Ce depozit este necesar pentru o ipotec\u0103 buy to let?<\/strong><br>Majoritatea ipotecilor buy to let necesit\u0103 un depozit de cel pu\u021bin 20\u201325% din valoarea propriet\u0103\u021bii. Cerin\u021ba exact\u0103 depinde de creditor, de venitul estimat din chirie \u0219i de situa\u021bia financiar\u0103.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>Pot ob\u021bine o ipotec\u0103 buy to let dac\u0103 sunt la prima investi\u021bie ca proprietar?<\/strong><br>Da. Mul\u021bi creditori iau \u00een considerare aplica\u021bii \u0219i de la proprietari afla\u021bi la prima investi\u021bie. Criteriile pot diferi de la un creditor la altul, de aceea poate fi util s\u0103 discu\u021bi cu un mortgage adviser care \u00ee\u021bi poate explica op\u021biunile disponibile.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>Este important venitul din chirie pentru o ipotec\u0103 buy to let?<\/strong><br>Da. Creditorii analizeaz\u0103, de obicei, dac\u0103 venitul estimat din chirie este suficient pentru a acoperi ratele ipotecii \u0219i pentru a \u00eendeplini cerin\u021bele lor de accesibilitate.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>Pot refinan\u021ba o proprietate de \u00eenchiriat existent\u0103?<\/strong><br>Da. Proprietarii aleg adesea s\u0103 refinan\u021beze (remortgage) pentru a ob\u021bine o dob\u00e2nd\u0103 mai bun\u0103, pentru a elibera capital din proprietate sau pentru a revizui ipoteca actual\u0103.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>Pot vorbi cu un mortgage adviser \u00eenainte de a aplica?<\/strong><br>Da. Dac\u0103 vrei s\u0103 discu\u021bi situa\u021bia ta sau ai \u00eentreb\u0103ri, po\u021bi programa o discu\u021bie ini\u021bial\u0103, iar noi te putem ghida prin op\u021biunile disponibile.<\/p>\n\n\n\n<div style=\"height:45px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\" style=\"font-size:30px\">Discut\u0103 cu un Mortgage Adviser<\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Cump\u0103rarea sau refinan\u021barea unei propriet\u0103\u021bi pentru \u00eenchiriere poate implica criterii diferite fa\u021b\u0103 de ipotecile reziden\u021biale. Discu\u021bia cu un mortgage adviser te poate ajuta s\u0103 \u00een\u021belegi op\u021biunile disponibile \u0219i modul \u00een care creditorii \u00ee\u021bi pot evalua situa\u021bia.<\/p>\n\n\n\n<p>La Casa UK Mortgages, ne lu\u0103m timp s\u0103 \u00een\u021belegem planurile tale, analiz\u0103m creditorii potrivi\u021bi \u0219i te ghid\u0103m pe tot parcursul procesului, de la discu\u021bia ini\u021bial\u0103 p\u00e2n\u0103 la ob\u021binerea ofertei de ipotec\u0103.<\/p>\n\n\n\n<p>Dac\u0103 vrei s\u0103 discu\u021bi situa\u021bia ta sau ai \u00eentreb\u0103ri, po\u021bi programa o \u00eent\u00e2lnire.<\/p>\n\n\n\n<div style=\"height:46px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-text-align-center has-custom-font-size wp-element-button\" style=\"font-size:18px\">Programeaz\u0103 o consulta\u021bie <\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:60px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-ast-global-color-5-background-color has-background is-layout-constrained wp-container-core-group-is-layout-8f98227b wp-block-group-is-layout-constrained\" id=\"contact\" style=\"margin-top:40px;margin-bottom:40px;padding-top:15px;padding-right:25px;padding-bottom:25px;padding-left:25px\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-0a32a1e1 wp-block-columns-is-layout-flex\" style=\"padding-top:40px;padding-right:40px;padding-bottom:40px;padding-left:40px\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-top:15px;padding-right:25px;padding-bottom:15px;padding-left:0px;flex-basis:30%\">\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"756\" height=\"254\" src=\"https:\/\/casaukmortgages.co.uk\/wp-content\/uploads\/2026\/03\/Casa_UK_logo_transparent.png\" alt=\"Casa-UK-Romanian-Broker-in-UK\" class=\"wp-image-604\" style=\"aspect-ratio:2.976956770139021;object-fit:cover;width:160px\" srcset=\"https:\/\/casaukmortgages.co.uk\/wp-content\/uploads\/2026\/03\/Casa_UK_logo_transparent.png 756w, https:\/\/casaukmortgages.co.uk\/wp-content\/uploads\/2026\/03\/Casa_UK_logo_transparent-300x101.png 300w\" sizes=\"auto, (max-width: 756px) 100vw, 756px\" \/><\/figure>\n\n\n\n<p class=\"has-text-align-left has-ast-global-color-0-color has-text-color has-link-color wp-elements-a92e2340670ca16ba6d10444f92ef6d8\" style=\"font-size:12px\">Because everyone deserves<br>a place to call home<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-top has-small-font-size is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-top:15px;padding-bottom:15px;flex-basis:30%\">\n<h3 class=\"wp-block-heading has-text-align-left\">Servicii<\/h3>\n\n\n\n<div style=\"height:2px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-text-align-left\" style=\"margin-top:2px;margin-bottom:2px;font-size:14px\"><a href=\"https:\/\/casaukmortgages.co.uk\/ro\/services\/first-time-buyer-mortgages\/\" data-type=\"page\" data-id=\"34\">First-Time Buyer<\/a><\/p>\n\n\n\n<p class=\"has-text-align-left\" style=\"margin-top:2px;margin-bottom:2px;font-size:14px\"><a href=\"https:\/\/casaukmortgages.co.uk\/ro\/services\/remortgages\/\" data-type=\"page\" data-id=\"37\">Remortgages<\/a><\/p>\n\n\n\n<p class=\"has-text-align-left\" style=\"margin-top:2px;margin-bottom:2px;font-size:14px\"><a href=\"https:\/\/casaukmortgages.co.uk\/ro\/services\/buy-to-let-mortgages\/\" data-type=\"page\" data-id=\"43\">Buy-to-Let<\/a><\/p>\n\n\n\n<p class=\"has-text-align-left\" style=\"margin-top:2px;margin-bottom:2px;font-size:14px\"><a href=\"https:\/\/casaukmortgages.co.uk\/ro\/services\/protection-advice\/\" data-type=\"page\" data-id=\"186\">Protec\u021bie financiar\u0103 <\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-top has-ast-global-color-1-color has-text-color has-link-color wp-elements-b1de44fc74604fe8d5541efd0cc49efe is-layout-flow wp-container-core-column-is-layout-490e14cd wp-block-column-is-layout-flow\" style=\"border-top-left-radius:4px;border-top-right-radius:4px;border-bottom-left-radius:4px;border-bottom-right-radius:4px;border-top-width:1px;border-right-width:2px;border-bottom-width:2px;border-left-width:2px;padding-top:15px;padding-right:25px;padding-bottom:15px;padding-left:0px;flex-basis:40%\">\n<h3 class=\"wp-block-heading has-text-align-left\">Get in Touch<\/h3>\n\n\n\n<p class=\"has-text-align-left has-ast-global-color-2-color has-text-color has-link-color wp-elements-3c4497f9ed45ab736c0e7cf3dd3d4148\" style=\"font-size:14px\">Casa UK Mortgages<br>6 Pella Grove, Annesley<br>Nottingham, NG15 0EL<br>Email: <a href=\"mailto:madalina@casauk.co.uk?subject=Mortgage Enquiry\">madalina@casauk.co.uk<\/a><br>Tel: <a href=\"tel:+447459614660\" data-type=\"tel\" data-id=\"tel:+447459614660\">07459 614660<\/a><\/p>\n\n\n\n<ul class=\"wp-block-social-links alignleft has-small-icon-size has-icon-color is-style-logos-only is-horizontal is-layout-flex wp-container-core-social-links-is-layout-9a847e83 wp-block-social-links-is-layout-flex\" style=\"margin-top:-1px;margin-bottom:-1px\"><li style=\"color:var(--ast-global-color-1);\" class=\"wp-social-link wp-social-link-facebook has-ast-global-color-1-color wp-block-social-link\"><a rel=\"noopener nofollow\" target=\"_blank\" href=\"https:\/\/www.facebook.com\/CasaUKMortgages\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewbox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 2C6.5 2 2 6.5 2 12c0 5 3.7 9.1 8.4 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s-0.009,2.688-0.052,3.637c-0.04,0.877-0.187,1.354-0.31,1.671c-0.163,0.42-0.358,0.72-0.673,1.035 c-0.315,0.315-0.615,0.51-1.035,0.673c-0.317,0.123-0.794,0.27-1.671,0.31c-0.949,0.043-1.233,0.052-3.637,0.052 s-2.688-0.009-3.637-0.052c-0.877-0.04-1.354-0.187-1.671-0.31c-0.42-0.163-0.72-0.358-1.035-0.673 c-0.315-0.315-0.51-0.615-0.673-1.035c-0.123-0.317-0.27-0.794-0.31-1.671C4.631,14.688,4.622,14.403,4.622,12 s0.009-2.688,0.052-3.637c0.04-0.877,0.187-1.354,0.31-1.671c0.163-0.42,0.358-0.72,0.673-1.035 c0.315-0.315,0.615-0.51,1.035-0.673c0.317-0.123,0.794-0.27,1.671-0.31C9.312,4.631,9.597,4.622,12,4.622 M12,3 C9.556,3,9.249,3.01,8.289,3.054C7.331,3.098,6.677,3.25,6.105,3.472C5.513,3.702,5.011,4.01,4.511,4.511 c-0.5,0.5-0.808,1.002-1.038,1.594C3.25,6.677,3.098,7.331,3.054,8.289C3.01,9.249,3,9.556,3,12c0,2.444,0.01,2.751,0.054,3.711 c0.044,0.958,0.196,1.612,0.418,2.185c0.23,0.592,0.538,1.094,1.038,1.594c0.5,0.5,1.002,0.808,1.594,1.038 c0.572,0.222,1.227,0.375,2.185,0.418C9.249,20.99,9.556,21,12,21s2.751-0.01,3.711-0.054c0.958-0.044,1.612-0.196,2.185-0.418 c0.592-0.23,1.094-0.538,1.594-1.038c0.5-0.5,0.808-1.002,1.038-1.594c0.222-0.572,0.375-1.227,0.418-2.185 C20.99,14.751,21,14.444,21,12s-0.01-2.751-0.054-3.711c-0.044-0.958-0.196-1.612-0.418-2.185c-0.23-0.592-0.538-1.094-1.038-1.594 c-0.5-0.5-1.002-0.808-1.594-1.038c-0.572-0.222-1.227-0.375-2.185-0.418C14.751,3.01,14.444,3,12,3L12,3z M12,7.378 c-2.552,0-4.622,2.069-4.622,4.622S9.448,16.622,12,16.622s4.622-2.069,4.622-4.622S14.552,7.378,12,7.378z M12,15 c-1.657,0-3-1.343-3-3s1.343-3,3-3s3,1.343,3,3S13.657,15,12,15z M16.804,6.116c-0.596,0-1.08,0.484-1.08,1.08 s0.484,1.08,1.08,1.08c0.596,0,1.08-0.484,1.08-1.08S17.401,6.116,16.804,6.116z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">Instagram<\/span><\/a><\/li>\n\n<li style=\"color:var(--ast-global-color-1);\" class=\"wp-social-link wp-social-link-linkedin has-ast-global-color-1-color wp-block-social-link\"><a rel=\"noopener nofollow\" target=\"_blank\" href=\"https:\/\/www.linkedin.com\/company\/casaukmortgages\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewbox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M19.7,3H4.3C3.582,3,3,3.582,3,4.3v15.4C3,20.418,3.582,21,4.3,21h15.4c0.718,0,1.3-0.582,1.3-1.3V4.3 C21,3.582,20.418,3,19.7,3z M8.339,18.338H5.667v-8.59h2.672V18.338z M7.004,8.574c-0.857,0-1.549-0.694-1.549-1.548 c0-0.855,0.691-1.548,1.549-1.548c0.854,0,1.547,0.694,1.547,1.548C8.551,7.881,7.858,8.574,7.004,8.574z M18.339,18.338h-2.669 v-4.177c0-0.996-0.017-2.278-1.387-2.278c-1.389,0-1.601,1.086-1.601,2.206v4.249h-2.667v-8.59h2.559v1.174h0.037 c0.356-0.675,1.227-1.387,2.526-1.387c2.703,0,3.203,1.779,3.203,4.092V18.338z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">LinkedIn<\/span><\/a><\/li><\/ul>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-ast-global-color-1-background-color has-background is-content-justification-center is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:20px;padding-bottom:20px\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-text-align-left has-ast-global-color-4-color has-text-color has-link-color wp-elements-4e991cbc5467b9f2ac01f8d987e9102f\" style=\"font-size:15px;line-height:1.5\">Informa\u021biile \u0219i\/sau consultan\u021ba prezentate pe acest website sunt supuse regimului de reglementare din Regatul Unit \u0219i sunt destinate \u00een principal consumatorilor din Marea Britanie. V\u0103 rug\u0103m s\u0103 lua\u021bi \u00een considerare urm\u0103toarele informa\u021bii importante:<\/p>\n\n\n\n<p class=\"has-text-align-left has-ast-global-color-4-color has-text-color has-link-color wp-elements-cc43d03e7c8ec0fbdc11025b406f716c\" style=\"font-size:15px\">Se poate percepe o tax\u0103 pentru consultan\u021ba de mortgage, de obicei \u00eentre \u00a3479 \u0219i \u00a3699, \u00een func\u021bie de circumstan\u021be.<\/p>\n\n\n\n<p class=\"has-text-align-left has-ast-global-color-4-color has-text-color has-link-color wp-elements-c95e422fba0d612256329867e98de8b1\" style=\"font-size:15px;line-height:1.5\">Casa UK Mortgages Ltd, care opereaz\u0103 sub denumirea Casa UK Mortgages, este Appointed Representative al HL Partnership Limited, companie autorizat\u0103 \u0219i reglementat\u0103 de Financial Conduct Authority, cu num\u0103rul de referin\u021b\u0103 FCA 303397.<\/p>\n\n\n\n<p class=\"has-text-align-left has-ast-global-color-4-color has-text-color has-link-color wp-elements-801b3806891ffef6cc67eebae4135238\" style=\"font-size:15px;line-height:1.5\">Casa UK Mortgages Ltd este \u00eenregistrat\u0103 \u00een Anglia \u0219i \u021aara Galilor cu num\u0103rul companiei 16428343.\nSediu social: 6 Pella Grove, Annesley, Nottingham, NG15 0EL.<\/p>\n\n\n\n<p class=\"has-text-align-left has-ast-global-color-4-color has-text-color has-link-color wp-elements-160f8720aa992c3fd3e0b87b01103a06\" style=\"font-size:15px;line-height:1.5\">Aceste informa\u021bii pot fi verificate \u00een Registrul de Servicii Financiare al FCA:&nbsp;<a href=\"https:\/\/register.fca.org.uk\/\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/register.fca.org.uk<\/a><\/p>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-10fa0ca5 wp-block-buttons-is-layout-flex\" style=\"padding-top:0;padding-right:0;padding-bottom:0;padding-left:0\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-ast-global-color-4-color has-text-color has-link-color has-text-align-center has-custom-font-size wp-element-button\" href=\"https:\/\/casaukmortgages.co.uk\/ro\/complaints\/\" style=\"font-size:10px\">Procedura de reclama\u021bii<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-ast-global-color-4-color has-text-color has-link-color has-custom-font-size wp-element-button\" href=\"https:\/\/casaukmortgages.co.uk\/ro\/privacy\/\" style=\"font-size:10px\">Politica de confiden\u021bialitate<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-ast-global-color-4-color has-text-color has-link-color has-custom-font-size wp-element-button\" href=\"https:\/\/casaukmortgages.co.uk\/ro\/cookies\/\" style=\"font-size:10px\">Politica privind cookie-urile<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Understanding Buy to Let Mortgages A buy to let mortgage is designed for properties you intend to rent out rather [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":26,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-43","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/casaukmortgages.co.uk\/ro\/wp-json\/wp\/v2\/pages\/43","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/casaukmortgages.co.uk\/ro\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/casaukmortgages.co.uk\/ro\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/casaukmortgages.co.uk\/ro\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/casaukmortgages.co.uk\/ro\/wp-json\/wp\/v2\/comments?post=43"}],"version-history":[{"count":103,"href":"https:\/\/casaukmortgages.co.uk\/ro\/wp-json\/wp\/v2\/pages\/43\/revisions"}],"predecessor-version":[{"id":1846,"href":"https:\/\/casaukmortgages.co.uk\/ro\/wp-json\/wp\/v2\/pages\/43\/revisions\/1846"}],"up":[{"embeddable":true,"href":"https:\/\/casaukmortgages.co.uk\/ro\/wp-json\/wp\/v2\/pages\/26"}],"wp:attachment":[{"href":"https:\/\/casaukmortgages.co.uk\/ro\/wp-json\/wp\/v2\/media?parent=43"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}